$9000+ IN FREE $ — REFERRAL MEGA LIST: Webull, M1, Moomoo, Public, Abra, Nexo, SoFi Money/Invest/Loans, Discover, CashApp, Venmo, Chime, Gemini, Voyager, BlockFi, Aspiration, OKCoin, Root, Robinhood, Nadex, Acorns, Coinbase, Celsius, Crypto.com, & more!
Lots of companies are trying to expand their market share, especially in the app market, by offering cash or cash-equivalent incentives to new users. This gives you the opportunity to generate a nice chunk of change by signing up for a bunch of different apps.
I very frequently search the web for the latest and greatest referral opportunities, and this is an up-to-date list I’m maintaining that details the best offers around right now! There are more than $9000 worth of offers on this page.
Please feel free to leave comments with any thoughts/questions! Celsius, Gemini, Crypto.com, and OKCoin are worldwide offers, the rest are US only.
Stock Trading Apps/Websites
- Webull: 2 free stocks (1 worth $3-$300, and another worth $8-$2000) for depositing just $5.
- (HOLIDAY OFFER) Get 5 Free Stocks When You Open and Fund a
New Account (Deposit Any Amount). Available from now until December 31, 2021
https://a.webull.com/ga6a1J7fgIv3V62y9O
- M1 Finance: $50 for opening a brokerage account and making a $100 deposit.
https://m1.finance/kQ244Wj0cbdG
- Moomoo: Roughly $52 worth of free stocks for opening an account and depositing $100 deposit from any source.
(HOLIDAY OFFER) DEPOSIT $100 & GET 1 LCID STOCK VALUED AT $40 ALSO GET 5 FREE STOCKS VALUED UP TO $3200
- SoFi Invest: $25 for $100 deposit into a SoFi Money account from any source, and an optional $25 worth of bitcoin for buying $10 worth of bitcoin on SoFi Crypto.
https://www.sofi.com/invite/money?gcp=4f0c72a1-27be-46d5-af07-f37660377fc2
- Public: 1 free stock worth up to $70 just for opening an account (no deposit required!)
https://public.com/AliceCooper
- Robinhood: 1 free stock worth $2.50- $200 for opening an account. No deposit required.
https://join.robinhood.com/gardned10
- Nadex: $200 for opening an account, funding it with $1000, and performing 5 trades within 30 days. It’s broken up into $100 for signing up with a referral and doing 5 trades, and the other $100 for depositing $1000.
https://join.nadex.com/refer-a-friend/?QPID=raf63o9tj02apdd
- Acorns: $5 for $5 deposit from any source (additional steps required, please see below details).
Banking Apps/Websites
- SoFi Money: $25 just for downloading their app and making a $10 deposit. Posts fast, can withdraw and close within a couple days!
https://www.sofi.com/invite/invest?gcp=c479ed24-3aff-46a4-badd-e409790322f0
- Chime: BONUS IMPROVED! $100 for $200 direct deposit (easy to meet terms even without a real direct deposit, read my details section below for more info)
- Aspiration: $50 for spending $250 with their debit card within 3 months.
https://my.aspiration.com/app/token/referral/MLPXPO0MV4QXOVUQ
Cryptocurrency Apps/Websites
- Crypto.com: Free $25 Crpyto.com Coin for just for opening an account and verifying your identity. (enter referral code yvr79hx6dz if not pre-filled) Available globally, not just the US.
https://crypto.com/app/yvr79hx6dz
- Voyager: Free $25 worth of Bitcoin for trading $100 on the app. Use referral code “AMA60T” in the “Reward Code” field when you create your Voyager account”. Open these link from mobile:
https://voyager.onelink.me/WNly/referral?af_sub5=GARED30F0
- Abra: Free $25 worth of CPRX coin for depositing $15 in your account for 30 days
https://www.abra.com/ref/?deep_link_sub1=RC21CBH8D
- Gemini: Free $10 worth of Bitcoin for trading $100. Available globally, not just the US.
https://gemini.com/share/7y9pkzkup
- OKCoin: Free $50 worth of Bitcoin for trading $100. Also available globally, not just the US.
https://www.okcoin.com/join?channelId=600146026
- Nexo: Free $25 worth of Bitcoin for trading $100.
https://nexo.io/ref/gmvpgqrraq
- BlockFi: Free $10 worth of Bitcoin for depositing $100. Also available globally, not just the US. Be Enter promo code”2ec0273f” during account signup.
https://blockfi.com/?ref=d42be89a
- Coinbase: Free $10 worth of Bitcoin for trading $100.
https://www.coinbase.com/join/MYQ6NM
- Celsius: Free $50 for depositing $400 worth of cryptocurrency and using promo code “152593798b”
https://celsiusnetwork.app.link/152593798b
Other Offers
- Root: Free $25 for downloading the app, and allowing it to track your driving for 3–4 weeks so that they can offer you an auto insurance quote. You need to keep your phone on while driving so it can give you a quote. You can simply reject the offer and take the $25 bonus if you wish, I did!
https://rootbonus.com/GardnerDickinson?section=pre_bind&t=1640111883
- SoFi Loans: Free $10 just for checking your personal loan or student loan refinance rate options with SoFi. Can also get an extra $300 if you go ahead and accept their loan offer, but you can just ignore the offer and keep the $10 if you wish!
Personal Loan: https://www.sofi.com/invite/personal-loans/?gcp=a1651c02-520f-46fb-bbbd-3553bd97f8c5
Student Loan Refinance: https://www.sofi.com/invite/student-loans/?gcp=3054d187-3e0f-4064-8a1e-2280c62e6dce
- CashApp (P2P): Get 5$ when you link your debit/bank card & send $5 within 14 days of entering the invite code. — Send 5$ to me and I will send you 5$ back, just include a note saying “referral”. (user: GardnerDV)
- Venmo (P2P): $5 sign-up bonus when you send $5 to anyone using the Venmo App. — Send 5$ to me and I will send you 5$ back, just include note saying “referral”. (user: GardnerDV)
https://get.venmo.com/ZBH0MiCvcmb
— Details on each offer below —
Stock Trading Apps/Websites
Webull
Webull is a commission free stock trading platform/app which is giving out 2 free stocks (1 worth $2.50-$250, and 1 worth $8-$1600) for depositing just $5. That’s a MINIMUM of $10.50 in free stock, but you could get up to $1850 worth of stock!
CHRISTMAS HOLIDAY LIMITED TIME OFFER: Get 5 FREE stocks valued up to $8,300 by opening & deposit any amount with a Webull brokerage account!
Webull is available on iOS and Android, or you can use their website.
https://a.webull.com/ga6a1J7fgIv3V62y9O
M1 Finance
M1 Finance is a popular investing platform, similar to Robinhood or Webull. If you open an account using a referral link, deposit $100 to a brokerage account, and keep that initial deposit in your account for 30 days, you will get a free $30 bonus that you can then sell and withdraw if you wish.
M1 Finance is available on iOS and Android, or you can use their website.
Referral link- https://m1.finance/J6aLCt6SRGdW
Moomoo / EToro
Moomoo is a stock trading app offering the following-
1 Free LCID share (worth roughly $40 right now) for opening an account and depositing $100 deposit from any source. You also get 1 free share worth $3-$3500 just for opening an account, and another free share worth $9–3500 for making any deposit. That’s a total of $52 minimum just for making a $100 deposit. You can then sell all these stocks and withdraw fee free.
SoFi Invest
SoFi gives $25 for anyone who signs up for a SoFi Invest account via a referral link and deposits $100. This offer stacks with the SoFi Money $25 offer, so you can do both!
Plus, you can get another $25 cash bonus when you buy $10 or more of crypto like Bitcoin, Litecoin or Ethereum. That’s a total of $50 cash bonuses with SoFi Invest!
https://www.sofi.com/invite/money?gcp=4f0c72a1-27be-46d5-af07-f37660377fc2
Public
Public is another commission free stock trading app which gives you 1 stock worth up to $70 guaranteed. No deposit required! This is a temporarily improved promo offer, they normally only give a free stock worth up to $50.
Available on iOS or Android only.
https://public.com/AliceCooper
Robinhood
Robinhood is a stock trading platform/app which gives you a free stock (valued $2.50 — $200) when you open an account via a referral link. No initial deposit is required.
Available on iOS and Android, or you can use their website.
https://join.robinhood.com/gardned10
Nadex
Nadex is a forex (currency) trading site which gives you $200 for depositing $1000 and making 5 trades on the site using a referral code. It’s broken up into $100 for signing up with a referral and doing 5 trades, and the other $100 for depositing $1000.
Personally, I went with the USD/JPY and just clicked the lowest red buttons with the lowest max loss. Flip your order type to LIMIT GTC to limit fees, $3.25 or lower is the goal. Do 5 of these, and the $200 will more than make up the difference. Assuming all 5 of your low-risk trades fail, you only lose $30 with fees and walk away with around $170.
https://join.nadex.com/refer-a-friend/?QPID=raf68yz8e0501yd
Acorns
Acorns is an online investing app (iOS or Android) which is offering a free $5 bonus for simply opening an account via a referral link, depositing $5, and keeping the money in the account until the 15th of the following month. You can then withdraw the money and close the account, fee free!
If you keep the account longer, they may charge you a $3 fee, so be sure to close it after the 15th on the following month from when you signed up.
Acorns is available on iOS and Android, or you can use their website.
Banking Apps/Websites
SoFi Money
SoFi is a bank/app that gives out $25 for anyone who signs up for a SoFi Money (bank) account using a referral code and deposits $10 from any source. So all you have to do is open an account with a referral link, deposit $10, and then instantly collect the bonus and then take it all back after a couple days if you wish
You can close the account at any time with no fees-
Chime
Chime is a bank/app which pays you a $100 bonus for opening an account via a referral code and making a $200 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).
A “direct deposit” technically means that they want you to deposit the money right from payroll, Social Security, or other direct payment, but you can actually meet this requirement simply by transferring in $500 from virtually any source including bank accounts, Cash App, PayPal, etc.
Aspiration
Aspiration is an online bank which is offering a free $50 bonus for simply opening an account via a referral link and spending $250.
So all you have to do is open a “Spend & Save” account using a referral link, spend $250/1000 using their debit card within 3 months, and then you will get $50 posted to your account! There are no fees to worry about! You can close the account fee free whenever you want!
https://my.aspiration.com/app/token/referral/MLPXPO0MV4QXOVUQ
Cryptocurrency Apps/Websites
Voyager
Voyager is a cryptocurrency trading app (iOS/Android only) which will pay you $25 in free bitcoin for trading $100 on the app! Make sure to use the referral code “GARED30F0” in the “Reward Code” field when you create your account. The bonus posts within a couple of days, from my experience.
Referral link (open from your smartphone)-
https://voyager.onelink.me/WNly/referral?af_sub5=GARED30F0
Abra
Abra is a cryptocurrency trading app which will give you $25 worth of their “CPRX” coin for signing up for their app using a referral link, depositing $15 into the app, and keeping it there for at least 30 days.
https://www.abra.com/ref/?deep_link_sub1=RC21CBH8D
Gemini
Gemini is a cryptocurrency trading app/website which will give you $10 worth of bitcoin for signing up using a referral link and buying/selling $100 worth of cryptocurrency.
Available globally, not just the US. This bonus posts VERY quickly, within a day or two.
https://gemini.com/share/7y9pkzkup
OKCoin
OKCoin is a cryptocurrency trading app/website which will give you $10 worth of bitcoin for signing up using a referral link and buying/selling $100 worth of cryptocurrency.
Available globally, not just the US. This bonus posts within a week from my personal experience, though you can liquidate your crypto position right away.
https://www.okcoin.com/join?channelId=600146026
Nexo
Nexo is a cryptocurrency trading wallet which will give you $25 worth of bitcoin for signing up using a referral link and depositing $100 worth of crypto on their app.
Make sure you have another cryptocurrency site from which you can transfer bitcoin directly to this one from. For example, I used coinbase to deposit my $100 worth of bitcoin. It’s a wallet, so you cannot deposit cash directly, it has to be crypto deposited from an exchange.
https://nexo.io/ref/gmvpgqrraq
BlockFi
BlockFi is a cryptocurrency trading app/website which will give you $10 worth of bitcoin for signing up using a referral link and buying/selling $100 worth of cryptocurrency. Be sure to enter the code “2ec0273f” during account signup.
Available globally, not just the US.
https://blockfi.com/?ref=d42be89a
Coinbase
Coinbase is a cryptocurrency trading platform which will pay you $10 in free bitcoin for trading $100 on the platform!
https://www.coinbase.com/join/MYQ6NM
Celsius
Celsius is a cryptocurrency investing platform which will give you $40 for signing up using a referral link, enter the promo code “ 10169ce8c”, and transfer $400 worth of cryptocurrency. You must keep your deposit in the app for 30 days to get the full $40 bonus. You can then withdraw the full $440 and close your account fee free. Available globally, not just the US.
Crypto.com
Crypto.com is a cryptocurrency investing platform which will give you $25 for signing up using a referral link, and “staking” (aka, buying and holding) $400 worth of CRO (their own cryptocurrency) for 6 months.
You need to apply for their “Ruby Steel” debit card when applying, it’s a 0 risk debit card, no credit impact, no fees. Combos well with the Celsius promo if you need a platform to send cryptocurrency from, and you can send the $25 bonus crypto to Celsius instantly.
Available globally, not just the US.
- (enter referral code yvr79hx6dz if not pre-filled)
- https://crypto.com/app/yvr79hx6dz
Credit Cards
Discover IT
Discover will pay you $100 for signing up for a Discover IT credit card with a referral link and making ANY purchase using it within the first 3 months. This is one of the easiest credit card bonuses in the industry!
All you have to do is sign up for a Discover IT credit card using my referral link, make ANY purchase using it within the first 3 months, and then get your $100! You can cancel the card at any time fee free.
https://refer.discover.com/s/GARDNER3
Other Offers
Root
Root is an auto insurance app(iOS/Android) that will pay you $25 to download their app, let it track your driving for 3–4 weeks, and then offer you an auto insurance policy based on your driving data. You can easily ignore their policy offer, take the bonus, and walk away with the $25 bonus which then goes to your PayPal account, sent as a check, etc.
https://rootbonus.com/GardnerDickinson?section=pre_bind&t=1640111944
Sofi Loans
SoFi Loans is offering a free $10 just for checking your personal loan or student loan refinance rate options with SoFi. You can also get an extra $300 if you like their offer and decide to actually take it, but you can also just ignore the offer and keep the $10 if you wish!
You should research the pros and cons of student loan refinancing before you consider this option. You can lower your interest rate, but lose some benefits from the federal government. Whether this is worth it to you will depend on individual circumstances.
Personal Loan: https://www.sofi.com/invite/personal-loans/?gcp=a1651c02-520f-46fb-bbbd-3553bd97f8c5
Student Loan Refinance: https://www.sofi.com/invite/student-loans/?gcp=3054d187-3e0f-4064-8a1e-2280c62e6dce
CashApp & Venmo
CashApp & Venmo are mobile payment services that allow users to transfer money to one another using a mobile phone app, absolutely free of charge and may be eligible to receive discounts on purchases. Receive 5$ for each signup when you send 5$ within 14 days. You can send 5$ to me on both CashApp and Venmo and I will send you 5$ back, just include a note saying “referral”.
(user: GardnerDV)
CashApp: https://cash.app/app/VWCXMZB
Thank you for checking out my referral post! If you have any questions or would like to reach out please comment below or you can also reach out to me via Twitter.
